If you’re planning for retirement and have time on your side, these five mutual funds have shown strong performance over the past ten years. They’re not without risk, but for those who can handle some market ups and downs, they could be solid options.
| 401(K) Fund | Expense Ratio | 10-Year Average Return |
| Fidelity Advisor Semiconductors I (FELIX) | 0.70% | 22.9% |
| Fidelity Advisor Technology I (FATIX) | 0.68% | 19.5% |
| Kinetics Market Opportunities Institutional (KMKYX) | 1.2% | 19.1% |
| Vanguard Information Technology Index Fund Admiral Shares (VITAX) | 0.10% | 18.9% |
| Baron Partners Institutional Fund (BPTIX) | 1.99% | 18.9% |
1. Fidelity Advisor Semiconductors I (FELIX)
With an average annual return of 22.9% over the past decade, FELIX has been a standout in the semiconductor sector. It’s considered high risk, but the potential rewards have been significant. Just be prepared for some volatility along the way.
2. Fidelity Advisor Technology I (FATIX)
FATIX focuses on a broad range of tech companies, including big names like Microsoft, Apple, and Nvidia. It has delivered a 19.5% average annual return over ten years.
It’s a bit less concentrated than FELIX but still carries a high-risk rating.
3. Kinetics Market Opportunities Institutional (KMKYX)
This fund is a bit of a wildcard, investing in areas like oil, gas, and even cryptocurrency. Its top holding is Texas Pacific Land Corp, and it also includes the Grayscale Bitcoin Trust.
With a 19.1% average annual return, it’s performed well but comes with a higher expense ratio of 1.2%.
4. Vanguard Information Technology Index Fund Admiral Shares (VITAX)
For those looking for a low-cost option, VITAX offers a 0.10% expense ratio and a 10-year average return of 18.9%. It tracks a broad tech index, providing exposure to a wide range of companies. It’s considered very aggressive but not as extreme as some others.
5. Baron Partners Institutional Fund (BPTIX)
Managed by Ron Baron, this fund is known for its concentrated positions, with over 35% invested in Tesla.
It has a 10-year average return of 18.9% but comes with a high expense ratio of 1.99%. It’s a high-risk, high-reward option that may not be suitable for everyone.
These 5 funds have shown impressive performance over the past decade, but they come with varying levels of risk and fees. If you’re considering adding any of them to your portfolio, make sure they align with your investment goals and risk tolerance.
Always do your research and consider consulting with a financial advisor before making investment decisions.
