You don’t need to be a stock expert to grow your money.

Warren Buffett, one of the most successful investors ever, has always said the best thing most people can do is invest in the S&P 500 index fund, with his favorite pick being the Vanguard S&P 500 ETF (VOO).

This fund lets you own a small piece of 500 of the biggest companies in America. We’re talking about big names like Apple, Microsoft, Amazon, and Nvidia. Instead of picking just one company, you’re investing in the entire group. It’s like buying a tiny share of the whole economy.

Buffett has followed this advice himself for years, and he believes it’s the smartest move for everyday investors.

Turn $450 Into $888K

If you invest $450 every month into this Vanguard fund and keep doing that for 30 years, you could end up with around $888,200. That includes all the ups and downs in the market.

The S&P 500 has grown more than 1,600 percent in the last 30 years, which means about 10 percent return every year.

The best part is the cost. The Vanguard fund charges just 0.03 percent in fees. That’s only $3 a year for every $10,000 you invest. Most other investments can’t beat that price.

ETF Breakdown

The top holdings in this fund are some of the world’s biggest companies. These include Apple, Nvidia, Microsoft, Amazon, Google (Alphabet), Meta, Tesla, JPMorgan, and more. It’s a strong mix of tech, retail, banking, and more.

Buffett says most people shouldn’t try to pick individual stocks. It’s hard work and easy to mess up. A fund like this gives you a piece of everything, which helps lower risk.

If you’re thinking about investing, 2025 is a great time to start. This fund is simple to understand, is low-cost, and has a strong history.

It may not make you rich overnight, but over time, it could make a big difference in your future.